Client-Recommended Attorneys, Adjusters and Experts
Client-Recommended Attorneys, Adjusters and Experts

Best's Recommended Expert Service Providers - Collections and Subrogation Experts

14435 N. Seventh Street, #201, Phoenix, Arizona 85022

Established: 1989

About Us

A Proven Program - Since 1989, Bethune & Associates has concentrated its practice solely in the areas of commercial insurance collections & litigation, professionally handling each insurance client's files with the speed and efficiency that it deserves.

Over the past 32+ years, our firm has recovered millions of dollars for our insurance clients throughout all 50 states, routinely collecting on accounts that other law offices or collection agencies end up having to litigate at a higher contingency fee rate, or do not collect at all.

We provide a professional "resolution-oriented" recovery approach that identifies and isolates underlying issues for nonpayment, geared to find creative and expeditious solutions in rehabilitating delinquent customer accounts.

We possess the ability to recognize valid issues that may require the need for a possible underwriting adjustment or a re-audit of an insured's final accounting.

We offer a compartmentalized, non-litigious approach to collections, combining the speed and cost effectiveness of an agency with the thoroughness and added abilities only found in a law firm, creating a highly effective "hybrid" collection partner.

We are a recognized collection source that has historically outperformed its closest competitors' and contemporaries' reported collection percentages, in all facets and types of insurance industry recoveries, consistently providing double digit percentage increases in overall dollars recovered for our commercial insurance clients.

Services Rendered

Collections: Currently we resolve between 80-90% of all accounts placed within 180 days, without recommending legal action, including Premiums (earned, audit, estimated, retro) and Deductibles on all the various types of Commercial Policies, including:

Workers' Compensation
General Liability
Commercial Auto
Garage Keepers
Professional Liability
Commercial Property Business Owners
Inland & Ocean Marine
Excess & Surplus Lines
Fidelity & Surety Bonds
Dividend Programs
Retrospective Rating Plans
Run Off & Liquidation

Subrogation and producer default recovery services are also provided.

Litigation: If legal action is mandated, we are a proven legal recovery partner possessing extensive knowledge and the expertise needed to effectively plead and argue the merits of our insurance clients' cause of action.


Over 32+ years of proven benchmark recovery results within the Commercial Insurance industry. Former Insurance Collection Executive possessing CPCU, AIC, AU, APA, AIS accreditation to effectively manage our insurance clients' collection portfolios. An extensive knowledge and understanding of the various product lines and the specific "problem issues" unique to each policy type, creating quicker "best result possible" outcomes.

Professional Memberships

  • American Bar Association
  • Commercial Law League of America

Service Area

Our law firm currently represents various national and regional property and casualty insurance companies, offering recovery and legal services in all 50 states and Canada.

Clients: Referrals available upon request.

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