Client-Recommended Attorneys, Adjusters, Experts and TPAs
Client-Recommended Attorneys, Adjusters, Experts and TPAs

Best's Recommended Insurance Attorneys

General Defense

913 Gulf Breeze Parkway #33, Gulf Breeze, Florida 32561

Established: 1992

Practice Areas

  • Personal Injury
  • Wrongful Death
  • Defense Litigation
  • Insurance Coverage
  • Commercial Litigation
  • Automobile Liability
  • Premises Liability
  • Product Liability
  • Professional Malpractice
  • Subrogation
  • Employment Law
  • Bad Faith
  • Casualty Defense
  • Real Estate Litigation
  • Construction Litigation
  • Directors and Officers Liability
  • Insurance Defense
  • Mediation
  • Condominium Litigation
  • Video Conferencing Available

Video Profile

About Us

Established in 1992, Matthews & Higgins is a regional civil law firm with a reputation for integrity and results serving clients throughout the Florida Panhandle and southern Alabama. With decades of experience, our firm has in-depth knowledge to guide our clients in all phases of litigation.

Our attorneys understand local market nuances regarding claims settlement, trial preparation, and jury selection. Client loyalty, efficient case handling, and prompt reporting of developments are hallmarks of our firm's practice.

From pre-suit planning and early case evaluation through trial preparation, settlement negotiations and trial, we provide a practical, aggressive approach to litigation, while being mindful of the need to manage fees and keep costs reasonable. We assist clients on how to avoid litigation when advisable, how to prepare for it when inevitable, how to settle it when necessary, and how to win cases when they go to court.

Integrity. Insight. Experience. Matthews & Higgins

Client Information

Insurance Clients

Non-Insurance Clients

  • Beall's, Inc.
  • City of Gulf Breeze
  • Escambia County
  • Life Storage, Inc.
  • Okaloosa County
  • Santa Rosa County
  • Smurfit-Stone Container Corporation
  • Sodexo USA
  • State of Florida
  • Victoria's Secret
  • WTI Transport, Inc.

Personnel Information

Managing Shareholder

Larry A. Matthews

Gulf Breeze, FL

  • Florida, 1982
  • Alabama, 1994
  • U.S. District Court, Middle and Northern Districts of Florida, 1982
  • U.S. Court of Appeals, Eleventh Circuit, 1994
  • U.S. Supreme Court, 1998
Additional Biographical Details:

Special Magistrate, Escambia & Santa Rosa Counties

  • The Florida Bar
  • Alabama State Bar
  • Florida Defense Lawyers Association
  • American Board of Trial Advocates
  • American Inns of Court
  • Florida Bar Board Certified Civil Trial Lawyer
  • Certified Circuit Court Mediator
  • Certified Public Accountant (inactive)
  • University of Florida, B.S. (with honors), 1976
  • Florida State University, J.D. (with honors), 1981

Born: 1954


Raymond F. Higgins III

Gulf Breeze, FL

  • Florida, 1998
  • U.S. District Court, Northern District of Florida
  • The Florida Bar
  • Escambia/Santa Rosa Bar Association
  • Virginia Military Institute, B.S. (with distinction), 1979
  • Florida State University, J.D. (with honors), 1998

Born: 1957


  • Thomas R. Jenkins

High Profile Cases

Interstate Fire & Casualty v. Abernathy, 93 So.3d 352 (Fla. 1st DCA 2012)

Service Areas

Mobile, Alabama, USA 66 miles

Panama City, Florida, USA 97 miles

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