Best's Insurance Professional Resources

Your Online Portal for Claims Industry Information

Best's Insurance Professional Resources

Your Online Portal for Claims Industry Information

Best's Third Party Administrators

Meadows Office Complex, 301 Route 17 North, Suite 401, Rutherford, New Jersey 07070

Established: 1978

About Us

Raphael & Associates manages property and casualty claims programs throughout the United States. Serving as your claims department, we take great effort to seamlessly act as an extension of your company.

Our commitment to service is the philosophy that drives our company on a daily basis. This principle underscores every facet of the claims process. We know that a critical component of a successful program is the economical resolution of claims. This directly correlates to the effectiveness of the TPA. We keep tight controls on fees and indemnity payments with a view towards your overall profitability.

Raphael & Associates partners with underwriters, claims representatives, brokers and wholesalers/coverholders to provide input regarding underwriting and potential unforeseen exposures. We continually monitor an account closely and report trends or areas of concern to all involved parties.

Raphael & Associates provides all statistics and bordereaux monthly or as often as needed. Our highly advanced computer systems can capture and provide nearly any claims information you can imagine and enables us to provide tailored statistical analysis.

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  • Auto Liability Claims
  • Aviation Liability
  • Builder's Risk
  • Cargo
  • Commercial Auto Property and Liability
  • Environmental Exposure
  • Errors and Omissions
  • Fine Art
  • Fire and Allied Lines
  • Garage Keepers
  • General Liability
  • Homeowners
  • Liquor Liability
  • Loss Control Services
  • Medical Professional Liability
  • Mobile Homes Liabilty
  • Motorcycle Claims
  • Motorsports Claims
  • Police Liability
  • Product Liability
  • Professional Liability
  • Security
  • Special Events Liability
  • Subrogation
  • Trucking Claims
  • Workers' Compensation
  • Inland Marine

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Personnel Information


  • Justin H. Raphael

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Business Review

Raphael & Associates average twenty-five years experience in claims handling and supervision. We recruit only the most talented personnel including claims executives, claims managers, risk managers, and supervisors. In addition, most of our examiners have earned insurance and claims designations and/or law degrees.

This practice has enabled us to forge our unsurpassed reputation.

With R&A as your Third Party Administrator you have an efficient, focused and dedicated business partner. Our services are extremely flexible. 

Servicing the Entire State of New Jersey, New York, Five Boroughs of New York City (Bronx, Brooklyn, Queens, Staten Island and Manhattan), Nassau and Suffolk Counties on Long Island, Upper New York State (Westchester, Rockland, Orange and Sullivan Counties), Connecticut, Eastern Pennsylvania, Philadelphia, Bucks County of Pennsylvania, Alabama, Mississippi, Louisiana, Georgia and Entire State of Florida.


AIMU (American Institute of Marine Underwriters); CIPC (Council for Insuring Private Clients); FSLA (Florida Surplus Lines Association); IAAI (International Association of Arson Investigators); IACP (International Associations of Claims Professionals); LEA (Loss Executives Association); MICA (Marine Insurance Claims Association); NASP (National Association of Subrogation Professionals); NAIIA (National Association of Independent Insurance Adjusters); NJSLA (New Jersey Surplus Lines Association); NYIIA (New York Independent Insurance Adjusters); PIA (Professional Insurance Agents); PIWA (Professional Insurance Wholesalers Association of New York); PLRB/LIRB (Property/Liability Research Bureau); PRMA (Private Risk Management Association); RIMS (Risk and Insurance Management Society); TIDA (Trucking Industry Defense Association); TMPAA (Target Markets Program Administrators Association); TSLA (Texas Surplus Lines Association); WSIA (Wholesale & Specialty Insurance Association); YIP (Young Insurance Professionals)

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